<!--
	
	function MM_reloadPage(init) {  //reloads the window if NS4 resized
  		if (init==true) with (navigator) {
  			if ((appName=="Netscape")&&(parseInt(appVersion)==4)) {
    			document.MM_pgW=innerWidth; document.MM_pgH=innerHeight; onresize=MM_reloadPage; 
    		}
    	} else if (innerWidth!=document.MM_pgW || innerHeight!=document.MM_pgH) location.reload();
    }
    
	MM_reloadPage(true);

	m1off = "";m1on  = "_o";
	m2off = "";m2on  = "_o";
	m3off = "";m3on  = "_o";	
	m4off = "";m4on  = "_o";
	//m5off = "";m5on  = "_o";	
	//m6off = "";m6on  = "_o";
	//m7off = "";m7on  = "_o";

	img1off = "";img1on  = "_off";
	img2off = "";img2on  = "_off";
	img3off = "";img3on  = "_off";	
	img4off = "";img4on  = "_off";
	//img5off = "";img5on  = "_off";	
	//img6off = "";img6on  = "_off";
	//img7off = "";img7on  = "_off";

	if (menuTop == 1) { m1off = m1on; img2off = img2on; img3off = img3on; img4off = img4on; }
	else if (menuTop == 2) { m2off = m2on; img1off = img1on; img3off = img3on; img4off = img4on; } 
	else if (menuTop == 3) { m3off = m3on; img1off = img1on; img2off = img2on; img4off = img4on; } 
	else if (menuTop == 4) { m4off = m4on; img1off = img1on; img2off = img2on; img3off = img3on; } 
	//else if (menuTop == 5) { m5off = m5on; img1off = img1on; img2off = img2on; img3off = img3on; img4off = img4on; } 

if (menuTop == 10) { 

document.writeln("	<table border='0' cellpadding='0' cellspacing='0' width='800'>");
document.writeln("	  <tr>");
document.writeln("	   <td><img src='"+imgPath+"imgs/spacer.gif' width='200' height='1' border='0' alt=''></td>");
document.writeln("	   <td><img src='"+imgPath+"imgs/spacer.gif' width='200' height='1' border='0' alt=''></td>");
document.writeln("	   <td><img src='"+imgPath+"imgs/spacer.gif' width='200' height='1' border='0' alt=''></td>");
document.writeln("	   <td><img src='"+imgPath+"imgs/spacer.gif' width='200' height='1' border='0' alt=''></td>");
document.writeln("	  </tr>");
document.writeln("	  <tr><!-- row 1 -->");
document.writeln("	   <td colspan='4'><a href='"+linkPath+"index.html'><img name='masthead_logo' src='"+imgPath+"imgs/masthead_logo.gif' width='800' height='100' border='0' alt='David J. Louie, Inc.'></a></td>");
document.writeln("	  </tr>");
document.writeln("	  <tr><!-- row 3 -->");
document.writeln("	   <td colspan='4' wrap='nowrap'>");
document.writeln("	   <ul id='udm' class='udm'>");
document.writeln("	   <li><a href='"+linkPath+"1_mission/index.html' onMouseOut=\"MM_swapImgRestore();\" onMouseOver=\"MM_swapImage('mhead_nav01','','"+imgPath+"imgs/mhead_nav01_o.gif',1);\"><img name='mhead_nav01' src='"+imgPath+"imgs/mhead_nav01"+m1off+".gif' width='200' height='39' border='0' alt=''></a></li>");
document.writeln("	   <li><a href='"+linkPath+"2_products/index.html' onMouseOut=\"MM_swapImgRestore();\" onMouseOver=\"MM_swapImage('mhead_nav02','','"+imgPath+"imgs/mhead_nav02_o.gif',1);\"><img name='mhead_nav02' src='"+imgPath+"imgs/mhead_nav02"+m2off+".gif' width='200' height='39' border='0' alt='Products & Services'></a>");
document.writeln("			<ul>");
document.writeln("				<li><a href='"+linkPath+"2_products/index.html'>Commercial Insurance</a></li>");
document.writeln("				<li><a href='"+linkPath+"2_products/p_insurance.html'>Personal Insurance</a></li>");
document.writeln("				<li><a href='"+linkPath+"2_products/s_programs.html'>Specialty Programs</a></li>");
document.writeln("			</ul>");
document.writeln("	   </li>");
document.writeln("	   <li><a href='"+linkPath+"3_agents/index.html' onMouseOut=\"MM_swapImgRestore();\" onMouseOver=\"MM_swapImage('mhead_nav03','','"+imgPath+"imgs/mhead_nav03_o.gif',1);\"><img name='mhead_nav03' src='"+imgPath+"imgs/mhead_nav03"+m3off+".gif' width='200' height='39' border='0' alt='For Agents & Brokers'></a></li>");
document.writeln("	   <li><a href='"+linkPath+"4_casestudies/index.html' onMouseOut=\"MM_swapImgRestore();\" onMouseOver=\"MM_swapImage('mhead_nav04','','"+imgPath+"imgs/mhead_nav04_o.gif',1);\"><img name='mhead_nav04' src='"+imgPath+"imgs/mhead_nav04"+m4off+".gif' width='200' height='39' border='0' alt='Case Studies & Testimonials'></a></li>");
document.writeln("	  </ul>");
document.writeln("	  </td></tr>");
document.writeln("	</table>");

}

else 

{ 
document.writeln("	<table border='0' cellpadding='0' cellspacing='0' width='800'>");
document.writeln("	  <tr>");
document.writeln("	   <td><img src='"+imgPath+"imgs/spacer.gif' width='200' height='1' border='0' alt=''></td>");
document.writeln("	   <td><img src='"+imgPath+"imgs/spacer.gif' width='200' height='1' border='0' alt=''></td>");
document.writeln("	   <td><img src='"+imgPath+"imgs/spacer.gif' width='200' height='1' border='0' alt=''></td>");
document.writeln("	   <td><img src='"+imgPath+"imgs/spacer.gif' width='200' height='1' border='0' alt=''></td>");
document.writeln("	  </tr>");
document.writeln("	  <tr><!-- row 1 -->");
document.writeln("	   <td colspan='4'><a href='"+linkPath+"index.html'><img name='masthead_logo' src='"+imgPath+"imgs/masthead_logo.gif' width='800' height='100' border='0' alt='David J. Louie, Inc.'></a></td>");
document.writeln("	  </tr>");
document.writeln("	  <tr><!-- row 2 -->");
document.writeln("	   <td><a href='"+linkPath+"1_mission/index.html' onMouseOut=\"MM_swapImgRestore();\" onMouseOver=\"MM_swapImage('mhead_nav01','','"+imgPath+"imgs/mhead_nav01_o.gif',1);\"><img name='mhead_navi01' src='"+imgPath+"imgs/mhead_navi01"+img1off+".jpg' width='200' height='95' border='0' alt=''></a></td>");
document.writeln("	   <td><a href='"+linkPath+"2_products/index.html' onMouseOut=\"MM_swapImgRestore();\" onMouseOver=\"MM_swapImage('mhead_nav02','','"+imgPath+"imgs/mhead_nav02_o.gif',1);\"><img name='mhead_navi02' src='"+imgPath+"imgs/mhead_navi02"+img2off+".jpg' width='200' height='95' border='0' alt='Products & Services'></a></td>");
document.writeln("	   <td><a href='"+linkPath+"3_agents/index.html' onMouseOut=\"MM_swapImgRestore();\" onMouseOver=\"MM_swapImage('mhead_nav03','','"+imgPath+"imgs/mhead_nav03_o.gif',1);\"><img name='mhead_navi03' src='"+imgPath+"imgs/mhead_navi03"+img3off+".jpg' width='200' height='95' border='0' alt='For Agents & Brokers'></a></td>");
document.writeln("	   <td><a href='"+linkPath+"4_casestudies/index.html' onMouseOut=\"MM_swapImgRestore();\" onMouseOver=\"MM_swapImage('mhead_nav04','','"+imgPath+"imgs/mhead_nav04_o.gif',1);\"><img name='mhead_navi04' src='"+imgPath+"imgs/mhead_navi04"+img4off+".jpg' width='200' height='95' border='0' alt='Case Studies & Testimonials'></a></td>");
document.writeln("	  </tr>");
document.writeln("	  <tr><!-- row 3 -->");
document.writeln("	   <td colspan='4' wrap='nowrap'>");
document.writeln("	   <ul id='udm' class='udm'>");
document.writeln("	   <li><a href='"+linkPath+"1_mission/index.html' onMouseOut=\"MM_swapImgRestore();\" onMouseOver=\"MM_swapImage('mhead_nav01','','"+imgPath+"imgs/mhead_nav01_o.gif',1);\"><img name='mhead_nav01' src='"+imgPath+"imgs/mhead_nav01"+m1off+".gif' width='200' height='39' border='0' alt=''></a></li>");
document.writeln("	   <li><a href='"+linkPath+"2_products/index.html' onMouseOut=\"MM_swapImgRestore();\" onMouseOver=\"MM_swapImage('mhead_nav02','','"+imgPath+"imgs/mhead_nav02_o.gif',1);\"><img name='mhead_nav02' src='"+imgPath+"imgs/mhead_nav02"+m2off+".gif' width='200' height='39' border='0' alt='Products & Services'></a>");
document.writeln("			<ul>");
document.writeln("				<li><a href='"+linkPath+"2_products/index.html'>Commercial Insurance</a></li>");
document.writeln("				<li><a href='"+linkPath+"2_products/p_insurance.html'>Personal Insurance</a></li>");
document.writeln("				<li><a href='"+linkPath+"2_products/s_programs.html'>Specialty Programs</a></li>");
document.writeln("			</ul>");
document.writeln("	   </li>");
document.writeln("	   <li><a href='"+linkPath+"3_agents/index.html' onMouseOut=\"MM_swapImgRestore();\" onMouseOver=\"MM_swapImage('mhead_nav03','','"+imgPath+"imgs/mhead_nav03_o.gif',1);\"><img name='mhead_nav03' src='"+imgPath+"imgs/mhead_nav03"+m3off+".gif' width='200' height='39' border='0' alt='For Agents & Brokers'></a></li>");
document.writeln("	   <li><a href='"+linkPath+"4_casestudies/index.html' onMouseOut=\"MM_swapImgRestore();\" onMouseOver=\"MM_swapImage('mhead_nav04','','"+imgPath+"imgs/mhead_nav04_o.gif',1);\"><img name='mhead_nav04' src='"+imgPath+"imgs/mhead_nav04"+m4off+".gif' width='200' height='39' border='0' alt='Case Studies & Testimonials'></a></li>");
document.writeln("	  </ul>");
document.writeln("	  </td></tr>");
document.writeln("	</table>");

}




		function handleError()
		{
			return true;
		}
		window.onerror=handleError;

// -->
//<!-- all double quotes must be \" and no spaces -->

